if the applicant for a loan were entered on the list of bad payers might find difficulty in gaining a personal loan.

First fact, that person should ensure the extinction of the debts and provide for rehabilitation, waiting for the time ranging from 12 months to a maximum of 36 months.

Alternatively may take a personal loan, if the employee, through the sale of the fifth of salary.

Financial companies have no need for special safeguards in relation to this method of financing, as those who will reimburse the loan would have a direct employer of the applicant, the rate cut from the salary of its employee. In this way the non-funded will have the opportunity to delay in payment of installments for repayment.

In the case of a loan subject to a protest, to protect their lenders asking the CRIF to ensure that all the positions of previous debts have been paid.

In the case of a protest be required for rehabilitation and subsequent removal from the register of public protest. The procedure to be followed by the reasons for which he has been protested may be tortuous and the timing requirements for the rehabilitation varies between 12 and 36 months. Once solved the problem “protest” you can apply for funding. Otherwise, you can get a loan even in protest through the sale of the fifth of their salary (if you are an employee for an indefinite period with regular pay packet). The financial company for this type of loan does not consult the records of protests, because it has to guarantee the salary of the applicant.

The bank recovers the loan granted by the employer of the applicant. In essence, the employer pays the funding of its employee, reduced the monthly installment from the salary.