The depreciation of the Loan is the process whereby the applicant undertakes the financing to repay the bank, in a progressive and precise manner, the amount received, in conjunction of course with the addition of related interest rates that were agreed at the conclusion of the contract.

The how to return the funding is then determined by the Plan of Redemption, a program that ultimately will be followed for the payment of installments, which can be monthly or yearly, this plan is of course determined by the lender and the borrower.

Repayment Plan will be determined the number of installments, their maturity and the amount, if they can be moved or postponed, be constant or fixed, increasing or decreasing.