During the boom years, all you had to worry about was the color to paint your home. Everything else was just great as house values kept on going up, releasing ever more housing equity as collateral for your loans. Now we have a recession and a wave of foreclosures has been sweeping across the land. [...]
In the days when credit was cheap, anyone with a secure job paying a check every month could borrow. There were still millions on or below the poverty line, but the majority in the US could buy what they needed and then some. People did still get into trouble. But, mostly, banks and finance companies [...]
Loans and finance for students are paid by institutions and finance companies to cover the expenses related to training, such as books, school fees, teaching materials needed for courses, the expenditure incurred during the period of study. When students do not have any source of income, and the family can not cope with all the [...]

