The law changes and, for once, protects employees

 

Washington likes acronyms when it comes to lawmaking and this new law is no exception. This is the Genetic Information Nondiscrimination Act (GINA) and this November sees it finally come into force. Because it affects both employers and the insurance industry, this has been a hard-fought change and was only signed into law last year. [...]

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Health coverage for the self-employed

 

Being self-employed has its pros and cons, and health insurance is one of the aspects, which makes potential freelancers think a lot about switching to this form of working. Some state that it’s hard to find appropriate health insurance if you are self employed, advocating against freelance jobs. But as with any other form of [...]

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What to do when you lose both your job and your health plan

 

Health insurance has become a hot issue in US politics. With Washington making some progress in healthcare reform, this leaves Americans divided into three camps. Although estimates vary, it seems up to 50 million cannot afford private health insurance. The middle ground is help by those who do earn enough to pay for some private [...]

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The reason you are in need of disability insurance

 

Usually, people purchase property and disaster, or casualty insurance to secure their possessions and life insurance to supply profit for their survivors. Nevertheless, lots of people don’t think of securing their profit with disability insurance. But how fine could you live if you weren’t capable to go to work at all? Disablement is an unforeseen [...]

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Hints on insuring homes in unfavorable areas

 

Houses in dark spot areas and insurance rules basics If your surroundings are not too promising in terms of weather conditions when the wind is practically blowing in your ear all the time and raindrops keep falling down on your rooftop there is a very good chance that you might have to pay extra for [...]

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