Washington likes acronyms when it comes to lawmaking and this new law is no exception. This is the Genetic Information Nondiscrimination Act (GINA) and this November sees it finally come into force. Because it affects both employers and the insurance industry, this has been a hard-fought change and was only signed into law last year. […]
The majority of policy holders will go through the year without making a claim. It’s possible a major weather disaster could suddenly take out an area, but the actual risks of fires, thefts and accidents around the home are relatively low. Even high-crime areas do not produce excessive numbers of claims. That’s why, when the […]
Dream the perfect drive!
Your car is not that lovable to you when you see a huge bill coming your way. It is all understandable but also very … reasonable. Yes, insurance companies do put something at steak before they set up a deal with you but you have to understand that mainly that is what […]
Whenever you start talking to your broker or to a company direct, it’s easy to assume you know exactly what insurance is. You pay a premium and, when you get into trouble, the policy pays out. Except, sometimes, it does not pay as much as you were expecting. So let’s have a quick look at […]
The lender might demand you to have full coverage when financing the auto. You also have to be sure you have competent liability coverage for your assets’ protection from property injury claims or personal violation that could originate from a car crash.
Be certain to examine your lease contract for any least possible coverage limits, if […]

